Financial Sense: Mortgage & Financial Brokers based in Carlow and Clane
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            Mortgage Protection & Life Cover

            Mortgage Protection & life Cover


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            • External link opens in new tab or window yvonne@mccormackgroup.ie
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            • External link opens in new tab or window 1 Tullow Street, Carlow
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            Mortgage Protection

            Mortgage Protection:

            A  Mortgage Protection policy is a policy which is designed to pay off the remaining balance of your Mortgage in the event of your premature death or your partners premature death.  So, in other words it’s a reducing Life Policy. It does not pay your monthly Mortgage repayments in the event of not being able to work.

            This is a compulsory policy to have when getting the Mortgage. The Mortgage Lender will ask you to assign the policy to them, by completing a legal form called a Deed of Assignment. This means that in the event of a claim, the insurance company will make the death claim payable directly to the Lender and the Lender will use this money to pay off the remaining balance of the Mortgage.

            It is your responsibility to ensure that there is sufficient cover in place for the full duration of the Mortgage. The insurance company does not know if you have stopped paying your Mortgage or restructured it.

            Price Promise:

            We will give you the best price available on the market for this type of cover. In the unlikely event, you get a better price elsewhere, we will match that price on a like for like basis.


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            Protect your family

            Life Cover:

            Life Cover is a tax free lumpsum payment payable in the event of death.

            Who Needs Life Cover?

            Life Cover is especially important if you have children. Life Cover is not for you but for your loved ones, to help them financially when you are gone.

            Life Cover helps your family to pay for:

            ·         Funeral expenses

            ·         Loans

            ·         Replace your income

            ·         College education for children

            How Much Life Cover do I need?

            This varies from person to person and depends on a number of factors such as your income, age of your children, existing loans, death in service benefits etc. In order to find out what level of cover you need, we carry out a Financial Review, however a ball park figure is 7 to 10 times your gross annual income.

            How much will it cost?

            Click here to get an estimate. However please contact us to arrange a Financial Review and we will also see if you apply for a discount.


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            EDIT

            Mary Smyth

            "I couldn't recommend Yvonne more highly! One of the best decisions I ever made was picking up the phone and calling Yvonne. I was a first time buyer and chose Yvonne as my mortgage adviser back in 2008. She was outstanding from start to finish and was on hand to explain and advise on each step of the process. Needless to say thanks to Yvonne I am one of the lucky ones that got the tracker!! More recently Yvonne got me a better deal on my mortgage protection policy and I also got great pension advice. Plain and simple "Call Yvonne and you won't go wrong!"


            - Mary Smyth



            Julia Maguire

            ""I rang DNG McCormack  in Clane looking for advice and the staff put me in contact with Yvonne in the Carlow office.  When I talked to Yvonne she was able to contact the right people quickly and come back with information I didn’t know and that could have cost me money on a pension.  She was able to explain my options and the best way forward.   

            Yvonne was really easy for me to talk to and definitely listened to what I had to say.  She kept in touch and updated me on any new information.  Yvonne got the job done and was very helpful.  I will be keeping Yvonne’s contact details for future reference, I will be recommending Yvonne to family & friends"


            - Julia Maguire

            EDIT

            PMK's Partnership

            "We have been dealing with Yvonne Walsh QFA of DNG McCormack, Tullow St. Carlow for a few years now in all types of Asset Class investments and we have always found Yvonne to be very Welcoming, Pleasant and Professional to deal with and we can always be confident in her research and “Due Diligence” she puts behind her advise/recommendations prior to any of their Investment offerings that fit into our “Comfort Zone” requirements. Finally, from our experience in the above area of business with “DNG McCormack” we highly recommend that you speak with Yvonne QFA in “DNG McCormack” Tullow St. Carlow as your “First Port Of Call”.

             

            - PMKS Partnership



            John Bailey

            "I was certainly more than happy with everything that Yvonne helped me with in the past. Highly recommend"

            -John Bailey

            EDIT



            Levina Loftus Kavanagh

            "Yvonne has always given us the best advice for our family. She is completely thorough in her work and a lovely person to deal with. 10/10."

            -Levina Loftus Kavanagh



            "I found Yvonne to be very professional and she gave me good  advice and it was a pleasure dealing with her"

            - Anthony Connolly



            Jim Heslin

            "I'm happy with Yvonnes' handling of my pension affairs. She'll explain anything

            which I don't understand in lay-mans terms. Results to date are satisfactory" 

            -Jim Heslin

             

             

            Financial Sense brought to you by McCormack Town & Country Properties T/A DNG McCormack Properties is regulated by the Central Bank of Ireland


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